Secure Every Transaction. Pay Only When You're Satisfied.
Credvia protects buyers and sellers by holding funds in escrow until goods or services are delivered as agreed. No more scams. No more guesswork.
How it works
Safe payments in 4 simple steps
Built for buyers and sellers who want certainty — not surprises.
Buyer creates transaction
Set the amount, terms, and invite the seller in seconds.
Funds are held securely
Credvia safely holds the payment in escrow — no one can withdraw it.
Seller delivers
The seller ships goods or completes the service with confidence.
Buyer confirms → payment released
Once satisfied, funds are instantly released to the seller.
Why Credvia
Trust, built into every transaction
Fraud protection
Stop scammers in their tracks. Funds only move when conditions are met.
Secure escrow system
Money is safely held in a regulated escrow account — never with the other party.
Dispute resolution
Disagreements? Our team mediates fairly so no one loses out.
Instant notifications
Get real-time alerts at every stage of your transaction.
Transparent process
Track every step in one clear, easy-to-read dashboard.
Built for both sides of the deal
Whether you're buying or selling, Credvia keeps you protected.
For Buyers
Shop online without the fear of losing your money.
- No more scams
- Pay only after delivery
- Full transaction visibility
For Sellers
Win more sales by giving buyers the confidence to pay.
- Guaranteed payment
- Serious buyers only
- Faster trust building
Security & Trust
Your money. Protected at every layer.
Credvia is built on the principles of true escrow: independent custody of funds, transparent terms, and clear release conditions agreed by both parties.
True escrow protection
Funds sit in a segregated, regulated escrow account — never touched until both parties agree.
Bank-grade encryption
All data is protected end-to-end with 256-bit encryption and secure infrastructure.
Compliance-first
Operating within regulatory frameworks for online financial services in Nigeria.
Lightweight KYC
Quick identity checks keep bad actors out — without slowing real users down.
Use cases
Made for the way Nigerians buy and sell
Online marketplace purchases
Buy from Jumia-style stores or independent sellers without risk.
Freelance payments
Designers, devs, writers — get paid only when work is approved.
High-value transactions
Cars, electronics, real estate deposits — protect every naira.
Social media commerce
Pay safely on WhatsApp, Instagram, and Telegram shops.
Create Your First Escrow Transaction Today
Join thousands of buyers and sellers transacting with confidence on Credvia.
Get StartedLoved by users
Real people. Real protection.
"I used to lose money to fake Instagram sellers. With Credvia, I finally shop without fear."
Adaeze O.
Online shopper, Lagos
"Clients pay into escrow before I start. No more chasing invoices — game changer."
Tunde A.
Freelance developer
"My buyers trust me more now. Credvia helped me close 3x more orders this month."
Chiamaka N.
WhatsApp boutique owner
Stop risking your money. Start transacting with confidence.
Set up your first secure transaction in under 2 minutes.
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